查理·芒格的66条智慧箴言

“反过来想，总是反过来想”

——查理·芒格推崇的逆向思维

导语：AI时代，浅阅读甚至浅思考开始成为一种时代症候。

当短视频、图片阅读更多刺激人们的多巴胺分泌，有深度和难度的素材越来越难以出现公众的视域和平台上，而Agent生成内容的便利则进一步让人放弃了深度思考。

这也是流量导向的经验，个人咏叹和思考既不关乎社会议题，又显得局促和造作。

而恰是那些简单好读不烧脑的金句式文章，霸占了绝大多数阅读量。

因而，当我们被格言体所说服和获得启发时，更需要常保持一颗批判和理性的心。

抛开以上提醒，本文从《穷查理宝典》、《芒格之道》及其他演讲中，摘取了66条美国著名投资人、巴菲特的黄金搭档——查理·芒格的个人思考：

从思维与方法、认知与学习、工作与机遇三个方面领略这位智者的人生智慧。

01

思维与方法

1.“It’s remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid.”

真令人惊讶，我们通过持续避免愚蠢，赢得了多少长期优势。

2.“Knowing what you don’t know is more useful than being brilliant.”

知道自己不知道什么，比聪明更有用。

3.“Spend each day trying to be a little wiser than you were when you woke up.”

每过完一天，要努力比早上醒来时更聪明一点点。

4.“Being rational is a moral imperative.You should never be stupider than you need to be.”

保持理性是一种道德责任。——你永远不该愚蠢到无法接受。

5.“People calculate too much and think too little.”

人们计算得太多，却思考得太少。

6.“It is remarkable how much long‑term advantage people like us have gotten…”

我们这类人在长期中获益，因从不追求短视聪明。

7.“Remember that reputation and integrity are your most valuable assets—and can be lost in a heartbeat.”

记住，声誉和正直是你最宝贵的资产，但它们的失去只需一秒。

8.“If you want to understand science,you have to understand math.The good thing about business is that you don’t have to know any higher math.”

如果你想理解科学，你必须理解数学。商业的好处是你不必知道任何高等数学。

9.“Recognize reality even when you don’t like it.Especially when you don’t like it.”

即使你不喜欢现实，也要认识到它。尤其是当你不喜欢它的时候。

10.“You don’t have to be brilliant,only a little bit wiser than the other guys,on average,for a long,long,time.”

你不必很聪明，平均而言，你只需要比其他人聪明一点，并尽可能保持更长的时间。

11.“There’s no way that you can live an adequate life without making many mistakes.”

你不可能在不犯很多错误的情况下过上满足的生活。

12.“The best armor of old age is a well‑spent life preceding it.”

健康老年最好的盔甲，就是有意义地度过完整的一生。

13.“Opportunity comes to the prepared mind.”

机会总是降临于那些准备好的心智。

14.“It’s a good habit to trumpet your failures and be quiet about your successes.”

大肆宣扬你的失败，对你的成功保持沉默是一个好习惯。

15.“All I want to know is where I’m going to die,so I’ll never go there.”

我只想知道我会在哪死去，好让我永远避开那儿。

16.“The key to success is playing the game where you have the edge.”

成功的关键，是只在你有优势的领域出手。

17.“What matters most:Don’t fool yourself—and remember you are the easiest person to fool.”

最重要的是：不要骗自己——你是最容易被自己骗的人。

18.“Opportunities come infrequently.When it rains gold,put out the bucket,not the thimble.”

机会不会经常来。当黄金落雨时，拿出桶来接，而不是顶针。

19.“You don’t need many big decisions to do well.”

成功不需要无数个正确决策，只需少数几个关键时刻把握住。

20.“Take a simple idea and take it seriously.”

凡事往简单处想，往认真处执行。

21.“A majority of life’s errors are caused by forgetting what one is really trying to do.”

生活中的多数错误，源自忘了自己真正想做什么。

22.“The best thing a human being can do is to help another human being know more.”

人能做的最好的事，就是帮助他人变得更有知识。

23.“Just because you like it doesn’t mean the world will.”

你喜欢的东西，不一定世界也喜欢。

24.“An average outcome always leads to a mediocre result.As I said that the iron rule of life is that only 20%of people achieve 80%of results.”

平均的结果必定是中等的结果。正如我常常说的，生活的铁律就是：20%的人能够取得比其他80%的人优秀的成绩。

25.“Mimicking the herd invites regression to the mean.”

随大流只会让你往平均值靠近（只能获得中等业绩）。

02

认知与学习

26.“You don’t have to know everything.A few really big ideas carry most of the freight.”

你们不需要了解所有的知识，只要吸取各个学科最杰出的思想就行了，那不难做到。

27.“I constantly see people rise in life who are not the smartest—sometimes not even the most diligent—but they are learning machines.”

我常看到不是最聪明也不是最勤奋的人脱颖而出，因为他们是学习机器。

28.“Common sense is not common.”

常识并不常见。

29.“The models have to come from multiple disciplines—because all the wisdom of the world is not to be found in one little academic department.”

思维模型必须跨学科，因为智慧不只存在于某个专业里。

30.“The game of life is the game of everlasting learning.At least it is if you want to win.”

人生的游戏是永恒学习的游戏。至少如果你想赢的话是这样。

31.“The habit of committing far more time to learning and thinking than to doing is no accident.”

把远比行动更多的时间投入到学习和思考，是刻意为之的习惯，不是偶然。

32.“In my whole life,I have known no wise people…who didn’t read all the time.”

我这辈子遇到的聪明人（来自各行各业的聪明人）没有一个不是每天读书的——没有，一个都没有。

33.“Spend less time on things that are popular and more time on things that are timeless.”

少花时间追逐流行的事物，多花时间钻研那些经得起时间考验的东西。

34.“You’re not going to get very far in life based on what you already know.You’re going to advance in life by what you’re going to learn after you leave here.”

你未来走多远，并不取决于你现在知道多少，而取决于你离开学校之后还学到了多少。

35.“Avoid being the man with only a hammer.Learn to use the whole toolbox.”

别做“手里只有一把锤子”的人，要学会使用整套工具箱。

36.“You have to be willing to destroy your favorite ideas.”

你必须愿意推翻自己最钟爱的想法。

37.“To be ignorant of what occurred before you were born is to remain always a child.”

如果一个人不知道他出生之前发生过什么事情，在生活中就会像一个无知的孩童。（转引自西塞罗）

38.“Learning from other people’s mistakes is much more efficient than making them all yourself.”

从别人的错误中学习，远比事事亲身试错要高效得多。

39.“You need to absorb ideas through reading and observation.But you also need quiet time to think.”

你需要通过阅读和观察来吸收观点，但你同样需要安静的时间来思考。

40.“Avoid intense ideology.Always keep some room for doubt.”

远离极端的意识形态，但要始终留一点怀疑空间。

41.“Routine,discipline,and curiosity—that’s my learning engine.”

习惯、自律与好奇心——这是我学习的发动机。

03

投资与机遇

42.“A business model that relies on trickery is doomed to fail.”

依赖欺骗的商业模式注定要失败。

43.“We have three baskets for investing:yes,no,and too tough to understand.”

我们的投资有三个篮筐：要投的、不投的和难以理解的。

44.“A great marriage is not when a perfect couple comes together.It is when an imperfect couple learns to enjoy their differences.”

美满的婚姻不是两个完美的人结合，而是两个不完美的人学会欣赏彼此的不同。

45.“The best way to get a good spouse is to deserve a good spouse.”

要找到优秀的伴侣，只有一个办法，就是让自己得配得上。

46.“Similarly，To get what you want,you have to deserve what you want.The world is not yet a crazy enough place to reward a whole bunch of undeserving people.”

同理，你若想得到理想之物，就必须配得上它。这个世界还没疯狂到会奖励一群不配拥有的人。

47.“The happiest people I know are not those who have achieved the most,but those who have loving relationships.”

我认识最幸福的人，并非最有成就者，而是拥有温暖亲密关系的人。

48.“You can't really succeed in life if you make a lot of dumb choices about who to trust,who to spend your time with,and who to marry.”

如果你在“信谁、跟谁共处、跟谁结婚”这些问题上频频犯蠢，人生很难成功。

49.“Most people are trained in one model—economics,for example—and try to solve all problems in one way.”

多数人只掌握一个模型，比如经济学，然后试图用它解决所有问题。

50.“The big money is not in the buying or the selling,but in the waiting.”

你真正的财富，不在买卖之中，而是源自等待。

51.“A great business at a fair price is superior to a fair business at a great price.”

以合理价格买进一家优秀的企业，胜过以便宜价格买入一家平庸公司。

52.“If you don’t allow for self-serving bias in the conduct of others,you’re a fool.”

如果你在商业判断中不考虑他人的自利倾向，那你就是个傻瓜。

53.“Never,ever think about something else when you should be thinking about the power of incentives.”

当你应该思考激励机制的时候，千万别去想别的。

54.“Choose clients as you would choose friends.”

选择客户时，就像选择朋友那样谨慎。

55.“Three rules for a career:Don’t sell anything you wouldn’t buy yourself.Don’t work for anyone you don’t respect and admire.Work only with people you enjoy.”

职业三原则：不卖你自己不想买的，不为你不尊敬的人工作，只与你喜欢的人共事。

56.“Investing is where you find a few great companies and then sit on your ass.”

投资就是发现几家好公司，然后静待其成长。

57.“There’s only three ways a smart person can go broke:liquor,ladies,and leverage.”

聪明人破产只有三种方式：酒、女人和杠杆。

58.“A lot of success in life and business comes from knowing what you want to avoid.”

人生和商业中的很多成功，其实都来自你知道自己要避开什么。

59.“It’s not supposed to be easy.If it were easy,everyone would do it.”

它本来就不该容易。如果容易，每个人都会这么做。——演讲中谈到经营与投资时

60.“I try to get rid of people who always confidently answer questions about which they don’t have any real knowledge.”

我会尽量远离那些对自己不了解的问题却总是自信作答的人。

61.“Spend less than you earn.Invest wisely.Avoid toxic people and toxic activities.”

花得比你赚得少，聪明地投资，远离有毒的人和事情。

62.“It’s waiting that helps you as an investor,and a lot of people just can’t stand to wait.”

作为投资者，耐心是你最大的优势。但很多人就是做不到等待。

63.“Anytime anybody offers you anything with a big commission and a 200-page prospectus,don’t buy it.”

任何时候，只要有人向你提供任何有大笔佣金和超过200页说明书的投资产品，都不要买它。

64.“The way to win is to work,work,work,work and hope to have a few insights.

成为赢家的方法是工作，工作，工作，再工作，并期待能够看准几次机会。

65.“Be patient.Big things take time.”

保持耐心，伟大的事情需要时间。

66.“The first rule of fishing is to fish where the fish are.The second rule of fishing is to never forget the first rule.”

钓鱼的第一条规则是，在有鱼的地方钓鱼。钓鱼的第二条规则是，记住第一条规则。

来源：Visita读博记忆指南（ID：dbjyzn2024）

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